Homebuyer Down payment Assistance
Home ownership is a lot more attainable than you think and thanks to Oklahoma Housing Finance Agency (OHFA) its a lot more affordable. OHFA's sole purpose to to provide resources to home buyers specifically (but not exclusively) first time home buyers.
Interested in buying a home? We make it possible with OHFA Homebuyer Down Payment Assistance.
At closing, OHFA Homebuyer Down Payment Assistance offers 3.5% of your loan amount to be applied first to any down payment required for your loan; and secondly to closing costs. This means it takes less money out of pocket when you purchase a home. Visit with an OHFA Approved lender to determine which product is right for you.
About the Program:
Can be used to purchase new and existing homes.
Available in all 77 counties in Oklahoma for homes priced up to $453,100. (Purchase price limit varies based on the selected product)
Loans are limited to 30-year fixed rate mortgages.
First time homebuyer requirements may apply dependent upon purchase location and loan product.
Available loan types: FHA, USDA-RD, VA or Conventional
Special rates for teachers, first responders and Oklahoma State employees.
Interest rates change daily.
Get started today with 3 easy steps.
Step 1: Is OHFA Homebuyer Down Payment Assistance right for me? You may be eligible for OHFA Homebuyer Down Payment Assistance if
You are purchasing a home in Oklahoma.
The home will be used as your primary residence and must be occupied within 60 days of closing.
Maximum household income requirements varies by family size and home location.
You have a credit score of 640 or greater.
You are a legal resident of the United States.
Step 2: Contact a Lender Get qualified by contacting an OHFA Lender today.
Step 3: Contact Me Once qualified, it's time to meet with me. Text or Call 405-772-3241, I can personally walk you through all the steps at any point, and assist you in finding the perfect home just for you! Also - I'M FREE! that's right my services to buyers are absolutely free!